Court date Jan 27, 2014, 1:30 P.M., Law and Justice Center
ernie wayne ter telgte, The Living Natural Man, speaks to the People about the corruptions in the courts and what it means to your future freedoms
All officials in Montana are required, upon demand @ any time, to produce evidence of their oath, and evidence of their Bond for their office.
The evolution of Montana law went from individual bonds to surety bonds to blanket bonds, but the requirements for reporting, recording, and inspection of bonds are still the same as they always were.
Montana now violates all their bonding laws by allowing Insurance policies that have overlapping coverages to substitute for blanket bonds.
This completely eliminates individual office holders PERSONAL ACCOUNTABILITY for the performance of their duties. They literally no longer have any “skin in the game” i.e. personal assets backing their bond.
A bond IS NOT an insurance policy!
A Bond guarantees performance.
An office bond protects the public, the State, and taxes liens. If you breach a contract, fail to perform services which you have been paid for, and/or fail to pay an account which services were obtained, the bond could be liened. When the bond company pays out damages, this value must be paid back to the bonding company. Hiring an attorney to defend the suit could cost you over $4,000.00 in costs to you and you still need to repay the bonding company.
An Insurance policy compensates property loss.
An insurance policy has a limit of coverage which will be available for defense and damages. You pay a little and the insurance company pays up to the limit of coverage. This limit is typically $1,000,000 for an occurrence. The damages paid out by the company will not be required to be paid back. You may have a deductible required per the policy conditions and that’s it.
Surety Bond Vs. Insurance Policy
Surety Bond
Represents a three-party agreement between the principal (entity performing the work / office), the obligee (entity requiring the bond from the principal), and the surety (the Bonding Company).
Remains in force and effect until the term of the agreement is fulfilled by the principal.
The surety company examines the prospective principal qualification, and accepts only those risks considering being safe.
*** Losses are not expected. ***
Most premiums for a Surety Bond are intended to cover the costs of prequalifying the principle, other expenses, and profit. In a sense, it is like a service change from the bank for the extension of credit.
Like a credit relationship, in which the surety bonding company extends credit to the principal. In the event that the principal fails to pay on the obligation, the surety company will pay the claim with the expectation of being reimburse by the principal.
Insurance Policy
Represents a two-party agreement between the principal (named insured) and the Insurance Company.
Lasts for a specified period of time, usually a one year term. It remains in force throughout the term unless it is cancelled by the insured or the insurer.
Based upon the sharing by many individuals of the losses of a relative few.
*** An Insurance Policy is written under the assumption that losses will occur.***
An insurance company can expect and predict that a certain amount of losses will occur. The premium covers these expected losses, as well as expenses and profit. The policyholder’s premium becomes part of a loss-paying pool.
An Insurance Policy is intended to cover the policyholder in the event of a loss.
The policyholder has no liability to the insurance company except to pay the premium and comply with the conditions of the policy
HERE IS THE KICKER. Any office that requires a bond is VACANT if the BOND does not exist!
This has all office holders in Montana sticking together to cover this violation of Montana Law, lest they all be exposed for the IMPOSTERS that the are!
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